Mortgage can i qualify for

Our mortgage calculato r and home value estimator can help you be a confident homeowner. With our mortgage calculator, you can see an estimate of your total mortgage payment, including principal, interest, taxes, and insurance.

And our home value estimator shows you how much the homes you're looking at may be worth. From just thinking about buying to owning your own home, our how-to articles and blog posts are here to help you at every step. Want to learn more about mortgages, refinancing and home equity? Our mortgage dictionary covers a variety of terms, and our FAQs provide answers to common buying and homeownership questions.

When you're ready to get started, our Home Lending Advisors are ready to help. You can also check current rates and start the prequalification process. If you're interested in buying a second home or refinancing, the same applies. Our Home Lending Advisors are here to answer any questions you have. Even though you may qualify for the amount listed above, it may not be suitable for you.

You should review your personal situation, and work with your financial advisor, to decide how much you can comfortably afford to borrow. Subject to individual program loan limits. Your debt-to-income ratio is calculated by adding up all of your monthly debt payments and dividing them by your gross monthly income.

Your gross monthly income is generally the amount of money you have earned before your taxes and other deductions are taken out. Please review its terms, privacy and security policies to see how they apply to you. Skip to main content Please update your browser. Please update your browser.

Close this message. Credit Cards. Checking Accounts. Savings Accounts. Home Buyer Resources: How much money can I borrow for a mortgage?

Right arrow. Ready to stop renting and buy a home? First-time homebuyer mistakes Avoid these common mistakes when buying your first home. House icon. Mortgage calculator. House with dollar sign. Rent vs. House with sold sign. Down payment calculator. Gauge icon Created with Sketch. Debt ratio calculator. Graph icon. Today's rates. The table above links out to loan-specific content to help you learn more about rates by loan type.

FHA Mortgage Rates. FHA Refinance Rates. VA Mortgage Rates. VA Refinance Rates. ARM Mortgage Rates. ARM Refinance Rates. Jumbo Mortgage Rates.

Jumbo Refinance Rates. Your loan-to-value ratio. This ratio is a function of the amount of money you put down. Your credit score.

Small improvements in one or more can make a substantial difference:. A bigger down payment always helps. Be a tactical buyer. Reduce debt; even a little. Paying off — or down — a credit card or two can help in several ways. Your debt-to-income ratio will go down and you may even get a nice bump in your credit score. How to calculate your mortgage qualification. Enter your ZIP code to get started on a personalized lender match.

ZIP code Get my lender match. Get answers to questions about your mortgage, travel, finances — and maintaining your peace of mind. To begin, input:. Your annual income before taxes. Your monthly recurring debt. Mortgage affordability What factors impact the amount you can borrow. How can I qualify to borrow more? On a similar note Dive even deeper in Mortgages.

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