Here are a few things that you should know about Florida Blue Select health plans for adults and children:. You can pick a provider from the in-network list when you need to see a physician and enjoy the traditionally lower rates offered by Blue Select. You may qualify for a low deductible, or you could opt for a high deductible in order to decrease your premium.
Also, if your family has a wide range of medical-related needs, a Blue Select plan could be the right choice if you live in an area where providers are sufficient. For example, if you suffer from chronic conditions or if your little ones have special needs, you can save money while having sufficient coverage by opting for a Blue Select plan. Before making this decision, however, you should ensure that there are plenty of doctors and specialists in your area who are considered to be in the network.
Lastly, if you are on a tight budget and are willing to switch physicians if necessary, a Blue Select plan could be your best option. Before making this decision, however, you should also check to make sure there are enough providers in your area. The Affordable Care Act states that by law, non-grandfathered small employer group and individual health insurance plans must offer certain types of coverage to all of their clients.
The following are considered to be Essential Health Benefits as of Looking for quotes online is the best way to compare high deductible, low deductible and other plans. Doing so can make it easy to determine the right plan for you and can help you secure coverage while saving as much money as possible. Upload or insert images from URL.
By GreyDawg Started October By Vladimir Started October By Janean Started 26 minutes ago. Share More sharing options Followers 0. Reply to this topic Start new topic. Recommended Posts. Posted November 7, edited. Sue Edited November 12, by saydiver. Over hospitals in the state accept this network. Also, members of this network have the same access to the 60, pharmacies nationwide.
As with the other networks, Walgreens is the preferred pharmacy to use. Blue Select does offer out of state coverage, but go online and check the provider list before walking in just anywhere. The prices of the plans inside this smaller network are lower than the larger networks.
You have less choice so you receive a price break. Insurance networks are nothing more than the groups of physicians, hospitals and service providers who offer lower rates through the plan and thus are covered by the plan. Fortunately, Florida Blue has a pretty comprehensive network directory online for you to check and see if your practitioner of choice is covered. Always search online for doctors, hospitals, and specialists you are going to use both for a minor issue and in an emergency.
Also, check pharmacies you prefer to use. This can seem time-consuming to do, but in reality, a little legwork now will ultimately make your experience with FloridaBlue a much more affordable one.
You will also be able to find health insurance agents to help you through the sorting process if you really cannot face handling it yourself.
Find out more tips here. Many people forget their prescription coverage when choosing a Florida Blue plan.
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